Accountants for owner-run businesses

Small businesses aren't small big companies.

We’re Chartered Management Accountants. We handle your accounting, SARS, CIPC and payroll, and keep you on top of your numbers every month.

  • One fixed monthly fee
  • Fully remote, across South Africa
Qualified & certified
CGMA designation markCGMAChartered Management Accountants XeroXero CertifiedAdvisor
Software we run on
Xero Dext Hubdoc SimplePay
Services

Everything you need from an accountant, in one place.

Your accounting, SARS, CIPC, payroll and the numbers that matter, handled together so nothing falls through the cracks.

Not sure what you need? Book a free call →
Monthly

Monthly accounting

Up to date every month, so you always know where you stand.

  • Bank accounts reconciled
  • Who owes you, and who you owe
  • Books closed off monthly
Monthly & yearly

Tax & SARS

Returns filed on time, so SARS isn't something you think about.

  • VAT returns
  • Company income tax (ITR14)
  • Provisional tax
Yearly

CIPC compliance

Your company kept in good standing, so CIPC never deregisters it.

  • Annual returns
  • Beneficial ownership filings
  • Director and address changes
Monthly

Payroll

Your team paid correctly, with the tax side handled every month.

  • Monthly payslips
  • PAYE, UIF and SDL (EMP201)
  • IRP5s, EMP501 and COIDA
Yearly

Annual financial statements

Ready for SARS, your bank and any lender who asks.

  • Done after every year end
  • Bank and lender ready
  • Working papers kept on file
Monthly

Reporting & insight

A short monthly report on how you're doing, and what to do about it.

  • Monthly snapshot of the business
  • Cash in and cash out
  • Clear notes on what changed
Set-up

Systems & automation

Snap a slip and it's captured. Less paperwork on your desk.

  • Moving you onto Xero
  • Slips and invoices captured automatically
  • Connected to the tools you already use
Once-off

Catch-up & clean-up

Books behind or a mess? We bring everything up to date first.

  • Outstanding books captured
  • Late SARS and CIPC filings
  • A clean start for the monthly service
About us

Seriously good finance. None of the corporate stiffness.

We built Chovia Accounting so owner-run businesses get the expertise bigger companies take for granted, without the headcount, the overheads or the corporate energy.

Filing on time is the floor, not the service. When something looks off in your numbers, you'll hear it from us first.

The Chovia Accounting team

Chartered expertise

Senior financial experience across private equity, wealth management, financial advisory, entertainment and professional services, on your side of the table.

Technology-first

Cloud systems and automation strip out the admin, so your fee buys insight rather than data entry.

Beyond compliance

We don't just record last month. We help you understand it, and what it means for the next one.

A finance partner

We work alongside you through the month, not just email a report at month-end and disappear.

How we work

From first conversation to everything running.

Structured onboarding, so you know exactly what happens and when. Most switches take two to three weeks.

Start with step one →
  1. 01
    Discover

    A proper conversation

    We learn your business, your numbers and where you're heading. No pressure, no cost.

  2. 02
    Scope

    Your scope, in writing

    What we handle, what you handle, and one monthly fee, agreed before work starts.

  3. 03
    Onboard

    Just the tools you need

    Only the systems your business needs, set up and connected.

  4. 04
    Run

    Every month, handled

    Books, tax, payroll and your monthly snapshot, every month. You get your time back.

Fees

One fee, agreed upfront.

We scope around your business: transaction volumes, systems, team and reporting needs.

  • You see the scope in writingExactly what we handle, what you handle, and when things land.
  • Fixed monthly, reviewed as you growYou always know what you're paying.
  • It scales with youAs volumes change, the scope changes with them.

No hourly billing. No charge per email. No surprises at month-end.

Get your fixed-fee quote →
FAQ

Questions, answered.

We already have an accountant. How painful is switching?

Not very. We contact your current accountant for the handover, set up your systems and take over from an agreed month. Most switches take two to three weeks.

Our books are behind or a mess. Can you still help?

Yes. We scope a once-off catch-up to bring everything up to date, then move you onto the monthly service.

Do we need to be in Cape Town?

No. We're fully remote and work with businesses across South Africa, with calls whenever you need them.

What does it cost?

One fixed monthly fee based on your volumes and needs, agreed in writing before we start. Book a free call and we'll quote you.

What software do we need, and who pays for it?

Your books run on Xero, and we add Dext, Hubdoc or SimplePay only if your business needs them. The subscriptions are in your business's name, so you own your data and keep full access, whoever your accountant is. We set everything up and make sure you only pay for what you use.

Get in touch

Let's talk about your business.

Start with a free 30-minute conversation about your business and your numbers. No pressure, no cost, no jargon.

Tell us a little about your business

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